How to Buy Your First Home in [areaname]
It's Easier Than You Think with Kristen!
Considering buying your first home? Congratulations! Kristen is here to help you every step of the way on your homebuying journey in [areaname]. Kristen will help you understand the entire process, from getting a mortgage to finding the right home for sale. Before you know it, you'll be joining other happy homeowners living the good life in [areaname].
Understanding Your Mortgage
The first step in your home search in Philadelphia is finding the right budget for your lifestyle. There are plenty of mortgage options designed to fit a variety of lifestyles and financial situations, including special incentives and options for first-time homebuyers. Learn more about mortgages, and find the kind that's right for you.
Work with Kristen to Buy Your First Home in Philadelphia
Kristen has helped first-time homebuyers just like you successfully move into their first home! It's always a thrilling experience, and we can't wait to share the feeling of homeownership with you. Kristen's expertise in the Philadelphia area means she can guide you through the process of selecting a home for your unique lifestyle.
Find Homes for Sale in Philadelphia
Ready to discover the best places to live in Philadelphia? Use our advanced home search feature to find exactly what you're looking for! Determine what you want and need in a home, from the floorplan to the neighborhood. Take notes of what you like and don't about each property to make an informed, final decision.
Making an Offer
You've found the perfect house in Philadelphia. Now, it's time to buy. Kristen will help you with this critical part of the homebuying process. She will work closely with you to determine an offer and negotiate the final deal with the homeseller.
What Will I Pay Upfront?
Earnest money
Earnest money shows the seller you're serious, and it's later applied to your final move-in costs.
Down payment
This is determined by your loan, or possibly any government programs or assistance you have requested.
Closing costs
These are typically low for buyers and represent the fees associated with paperwork and lender charges.
Closing the Deal
Once the buyer and seller agree to the terms of the sale and the paperwork is in order, Kristen will work to ensure a speedy closing on your new home in Philadelphia. Let's get you your new keys!
Review your contract
Before you sign any paperwork, Kristen will help you carefully review the contract to ensure sufficient contingencies are in place to protect you during the sale process if something goes wrong.
Finalize your mortgage
Work with your lender to submit your mortgage, appraise the new home, and review the closing costs. Your lender will explain the expectations of your mortgage loan and the particulars of your situation.
Sign, pay, and get keys!
It's time to close! Meet with your agent, lender, and the seller to finalize the paperwork, sign your contracts, and pay your down payment and closing costs. Finally—the keys to your new home!
Still Have Questions About Buying Your First Home in Philadelphia?
Kristen is here to help! Buying your first home is easier than you think when you work with the best real estate team in Philadelphia. So don't wait—contact Kristen today and get started!